Truck and Trailer Financing That Moves You Forward

Fast approvals, flexible terms, and funding designed for trucking businesses.

Built for Business Owners, Not Bankers

Forget rigid bank rules. Our financing is designed by people who understand your industry — because you're not just moving freight, you're building a future.

Money That Moves With You

Seasonal shifts? New contracts? Unexpected growth? We offer financial flexibility that keeps pace with your real-world operations.

Clarity. Speed. Confidence.

Know what you're getting, how fast you'll get it, and what it means for your cash flow — all before you sign. That's financing without the fog.

Flexible Financing Solutions for Every Trucking Business Need

At Hora Funding, we specialize in truck and trailer financing for owner-operators, fleet managers, and logistics companies. Whether you’re starting a new business or expanding your current one, we make it easy to get the equipment you need. With flexible financing options, you can own semi trucks, trailers, and essential equipment, regardless of your credit score or history.

About Hora funding LLC

Smart Financing for every stage of your business

Every business is unique. That’s why we offer flexible truck and trailer finance programs to match your budget, business model, and time in business. From semi truck and trailer financing to full truck, trailer, and equipment financing, we help you find the best solution for your goals.

Whether you’re just getting started or working to rebuild, we have solutions for every situation. Our First-Time Buyer Financing helps new drivers enter the industry with confidence. If you’re launching a company, our Start-up Business Financing provides the capital you need to get rolling. Struggling with past financial issues? Our Bad Credit Financing options are built to give you a second chance, without unnecessary barriers. At Hora Funding, we believe everyone deserves access to the tools that drive success.

Our Financing Services

At Hora Funding, we specialize in truck and trailer financing for owner-operators, fleet managers, and logistics companies.

Truck Financing

Get financing for semi trucks, tractor trailers, or box trucks—new or used. We offer simple terms, fast funding, and low monthly payments tailored to your operations.

Trailer Financing

From flatbeds to reefers to dry vans, we provide trailer and truck finance options that fit your business. Choose your trailer, and we’ll make it affordable.

Equipment Financing

Stop drowning in plumbing permit paperwork. From gas lines to water heaters, we streamline applications and inspections—keeping your projects flowing smoothly.

Owner Operator Program

Need more than a truck or trailer? Our flexible financing with low interest rates covers liftgates, tarps, auxiliary equipment, and more.

Leasing

Simplify electrical permits for panels, rewiring, or EV chargers. Avoid costly errors with pre-loaded specs and instant submissions. Get powered up faster—with 80% less paperwork.

Commercial Fleet

Stop drowning in plumbing permit paperwork. From gas lines to water heaters, we streamline applications and inspections—keeping your projects flowing smoothly.

Asset Based Finance

Specialized permits for roofing, solar, or demolition—done right the first time. Permit Flow’s jurisdiction-specific templates cut approval times in half.

Fast approvals, flexible terms, and funding designed for trucking businesses.

Why Choose Hora Funding?

At Hora Funding, we specialize in truck and trailer financing for owner-operators, fleet managers, and logistics companies.

We don’t just offer financing—we provide long-term partnership and guidance. You drive the business. We help you fund it.

Quick Pre Approvals

Know where you stand in just hours

Flexible Monthly Payments

Set terms that work with your cash flow

Competitive intrest rates

Transparent and fair, with no hidden surprises

All Credit Scores Welcome

We look beyond your number to your goals

Customized to your business

We base approvals on your business requirements

How It Works?

From first click to final signature, we keep the process clear, fast, and aligned with your goals.

Apply Online

Fill out a secure application in minutes

Review Options

Our team finds the best program for your needs

Get Approved

Often on the
same day

Choose Equipment

Trucks, trailers, or gear—your call

Start Driving

Funds are released, and your journey begins

Have Questions?

We base approvals on your business requirements

Trusted by Trucking Professionals Nationwide

From first-time buyers to growing fleets, our clients count on us for fast, flexible, and reliable financing solutions.

    Ramiz Nathani
    Ramiz Nathani

    Truck Owner

    As a first-time buyer, I was nervous about financing. Hora Funding walked me through everything clearly and got me approved fast. Their support made the whole process stress-free. I’m now on the road with confidence

      Gezabel Perroti
      Gezabel Perroti

      Fleet business owner

      I’ve dealt with other lenders, but Hora Funding truly understands trucking. They got my fleet financing approved quickly and kept communication clear the entire time. It’s rare to find a team this responsive and easy to work with.

        Catherine Kleins
        Catherine Kleins

        Logistics Company

        My credit history isn’t perfect, but Hora Funding didn’t make that a roadblock. They found a solution that fit my needs and helped me keep my business moving forward. Really appreciate their honesty and professionalism.

          Ramiz Nathani
          Ramiz Nathani

          Truck Owner

          As a first-time buyer, I was nervous about financing. Hora Funding walked me through everything clearly and got me approved fast. Their support made the whole process stress-free. I’m now on the road with confidence

            Gezabel Perroti
            Gezabel Perroti

            Fleet business owner

            I’ve dealt with other lenders, but Hora Funding truly understands trucking. They got my fleet financing approved quickly and kept communication clear the entire time. It’s rare to find a team this responsive and easy to work with.

            Get in touch with Hora Funding

            Connect with us to keep yourself updated.

            Let’s chat

            info@horafunding.com

            Locate Us

            8 The Green, Dover, DE 19901

            Work Hours

            09 AM - 05 PM

            Leave us a message

            We’re here to help with your truck, trailer, or equipment financing needs. Reach out, and a specialist will respond within 1 business day.

            We will contact you back as soon as possible.

            Get Pre Approved Today

            You’ve got a business to build. We’ll help you finance it. Whether you're focused on semi trucks, trailers, or full truck trailer and equipment financing, HORA FUNDING is the partner you need

            Hora Funding

            Trusted Truck and Trailer Financing for Every Business