Truck and Trailer Financing That Moves You Forward
Fast approvals, flexible terms, and funding designed for trucking businesses.
Built for Business Owners, Not Bankers
Forget rigid bank rules. Our financing is designed by people who understand your industry — because you're not just moving freight, you're building a future.
Money That Moves With You
Seasonal shifts? New contracts? Unexpected growth? We offer financial flexibility that keeps pace with your real-world operations.
Clarity. Speed. Confidence.
Know what you're getting, how fast you'll get it, and what it means for your cash flow — all before you sign. That's financing without the fog.
Flexible Financing Solutions for Every Trucking Business Need
At Hora Funding, we specialize in truck and trailer financing for owner-operators, fleet managers, and logistics companies. Whether you’re starting a new business or expanding your current one, we make it easy to get the equipment you need. With flexible financing options, you can own semi trucks, trailers, and essential equipment, regardless of your credit score or history.
About Hora funding LLC
Smart Financing for every stage of your business
Every business is unique. That’s why we offer flexible truck and trailer finance programs to match your budget, business model, and time in business. From semi truck and trailer financing to full truck, trailer, and equipment financing, we help you find the best solution for your goals.
Whether you’re just getting started or working to rebuild, we have solutions for every situation. Our First-Time Buyer Financing helps new drivers enter the industry with confidence. If you’re launching a company, our Start-up Business Financing provides the capital you need to get rolling. Struggling with past financial issues? Our Bad Credit Financing options are built to give you a second chance, without unnecessary barriers. At Hora Funding, we believe everyone deserves access to the tools that drive success.
Our Financing Services
At Hora Funding, we specialize in truck and trailer financing for owner-operators, fleet managers, and logistics companies.
Truck Financing
Get financing for semi trucks, tractor trailers, or box trucks—new or used. We offer simple terms, fast funding, and low monthly payments tailored to your operations.
Trailer Financing
From flatbeds to reefers to dry vans, we provide trailer and truck finance options that fit your business. Choose your trailer, and we’ll make it affordable.
Equipment Financing
Stop drowning in plumbing permit paperwork. From gas lines to water heaters, we streamline applications and inspections—keeping your projects flowing smoothly.
Owner Operator Program
Need more than a truck or trailer? Our flexible financing with low interest rates covers liftgates, tarps, auxiliary equipment, and more.
Leasing
Simplify electrical permits for panels, rewiring, or EV chargers. Avoid costly errors with pre-loaded specs and instant submissions. Get powered up faster—with 80% less paperwork.
Commercial Fleet
Stop drowning in plumbing permit paperwork. From gas lines to water heaters, we streamline applications and inspections—keeping your projects flowing smoothly.
Asset Based Finance
Specialized permits for roofing, solar, or demolition—done right the first time. Permit Flow’s jurisdiction-specific templates cut approval times in half.

Fast approvals, flexible terms, and funding designed for trucking businesses.
Why Choose Hora Funding?
At Hora Funding, we specialize in truck and trailer financing for owner-operators, fleet managers, and logistics companies.
We don’t just offer financing—we provide long-term partnership and guidance. You drive the business. We help you fund it.
Quick Pre Approvals
Know where you stand in just hours
Flexible Monthly Payments
Set terms that work with your cash flow
Competitive intrest rates
Transparent and fair, with no hidden surprises
All Credit Scores Welcome
We look beyond your number to your goals
Customized to your business
We base approvals on your business requirements
How It Works?
From first click to final signature, we keep the process clear, fast, and aligned with your goals.
Apply Online
Fill out a secure application in minutes
Review Options
Our team finds the best program for your needs
Get Approved
Often on the
same day
Choose Equipment
Trucks, trailers, or gear—your call
Start Driving
Funds are released, and your journey begins
Have Questions?
We base approvals on your business requirements
Truck financing is a funding solution that allows you to purchase a commercial truck by spreading payments over time. You make a down payment (or sometimes none at all) and repay the balance in installments.
We work with first-time buyers, startup businesses, established fleets, and even those with bad credit. As long as you operate or plan to operate a trucking business, you’re welcome to apply.
Simply fill out our secure online application or call us. It only takes a few minutes to get started. We’ll review your application and reach out with options tailored to your needs.
Many clients get approved the same day they apply. In most cases, funding can be finalized within 24–72 hours, depending on documentation and vehicle readiness.
Typically, you’ll need:
- A valid driver’s license
- Proof of business or EIN
- Bank statements or tax returns
- Vehicle/trailer quote or invoice
Our team will guide you through everything.
Trusted by Trucking Professionals Nationwide
From first-time buyers to growing fleets, our clients count on us for fast, flexible, and reliable financing solutions.

Truck Owner
As a first-time buyer, I was nervous about financing. Hora Funding walked me through everything clearly and got me approved fast. Their support made the whole process stress-free. I’m now on the road with confidence

Fleet business owner
I’ve dealt with other lenders, but Hora Funding truly understands trucking. They got my fleet financing approved quickly and kept communication clear the entire time. It’s rare to find a team this responsive and easy to work with.

Logistics Company
My credit history isn’t perfect, but Hora Funding didn’t make that a roadblock. They found a solution that fit my needs and helped me keep my business moving forward. Really appreciate their honesty and professionalism.

Truck Owner
As a first-time buyer, I was nervous about financing. Hora Funding walked me through everything clearly and got me approved fast. Their support made the whole process stress-free. I’m now on the road with confidence

Fleet business owner
I’ve dealt with other lenders, but Hora Funding truly understands trucking. They got my fleet financing approved quickly and kept communication clear the entire time. It’s rare to find a team this responsive and easy to work with.
Get in touch with Hora Funding
Connect with us to keep yourself updated.
Let’s chat
info@horafunding.com
Discuss via call
302 590 0607
Locate Us
8 The Green, Dover, DE 19901
Work Hours
09 AM - 05 PM
Leave us a message
We’re here to help with your truck, trailer, or equipment financing needs. Reach out, and a specialist will respond within 1 business day.
We will contact you back as soon as possible.
Get Pre Approved Today
You’ve got a business to build. We’ll help you finance it. Whether you're focused on semi trucks, trailers, or full truck trailer and equipment financing, HORA FUNDING is the partner you need
Hora Funding
Trusted Truck and Trailer Financing for Every Business